A low-level card scheme gateway for acquirers and payment processors
Get a robust software solution for direct connection to Visa, Mastercard, and UnionPay networks. Save months on gaining VisaNet processor and Member service provider statuses.
Headless and stateless software
Connection with multiple card schemes
Suitable for e-com and POS acquiring
Simple REST API and plain JSON format
Human- and machine-readable reports
Realize your ambitions fast and easy
For new and existing acquirers
Get connected to card schemes directly, without intermediaries, to reduce costs and improve your business processes.
More for acquirers
For processing startups
Use our ready-made software core for the acquirer processing platform and save years on solution development from scratch.
More for processorsPut pieces together for a consistent business solution
A payment gateway enhancement
Whether you have your own gateway for merchant acquiring or you have chosen Boxopay’s white-label solution, we’ll ensure an end-to-end integration to make your business flow as easy as possible.
Any front-end connection
Use a headless core to build a unique processor business suite or apply our end-to-end solution with ready-made back-offices for the processor provider and acquirer.
Go ahead without overspending or vendor lock
Enterprise software
- Heavy and expensive all-in-one platforms with a lot of unnecessary features;
- Dependence on vendor’s software update speed after new card scheme mandates release;
- Hidden fees for unwanted software maintenance and need in additional products;
- Primarily a SaaS delivery model;
- Troublesome integrations and software support.
The Boxopay way
- Independent solution focused on specific business objectives;
- Low-level software operating with tech, not business requests, which makes you flexible and free from vendors’ updates;
- Transparent price models;
- Software deployment in your own infrastructure;
- Easy integration and full support of experts;
- Ready-made test cases for Visa/Mastercard certification.
Core Boxopay third-party processor software components
Real-time processing system module
- A persistent connection between card scheme and processor;
- Automated implementation of technical handshake/keepalive packets exchange;
- Simple HTTP/HTTPS API for sending ISO8583 packages to any card scheme using universal plain JSON format;
- Connection with multiple endpoints.
Resolving of IRD for Mastercard
An advanced tool for automated and accurate resolving of Mastercard interchange rate designator.
Interface for business file exchange
- A converter for clearing, rates, financial and technical reports, and reference data exchange between processor and card scheme;
- A set of file converters, working by scheduling and uploading files on SFTP or local directories;
- Taking multiple data formats and converting them into plain CSV/PDF as well as converting transaction data into a suitable format for each card scheme.
Prometheus + Grafana metrics monitoring
Real-time analytics for successful and declined authorizations, system requests, response, service uptime, and response errors.
Real-time processing system module
- A persistent connection between card scheme and processor;
- Automated implementation of technical handshake/keepalive packets exchange;
- Simple HTTP/HTTPS API for sending ISO8583 packages to any card scheme using universal plain JSON format;
- Connection with multiple endpoints.
Interface for business file exchange
- A converter for clearing, rates, financial and technical reports, and reference data exchange between processor and card scheme;
- A set of file converters, working by scheduling and uploading files on SFTP or local directories;
- Taking multiple data formats and converting them into plain CSV/PDF as well as converting transaction data into a suitable format for each card scheme.
Resolving of IRD for Mastercard
An advanced tool for automated and accurate resolving of Mastercard interchange rate designator.
Prometheus + Grafana metrics monitoring
Real-time analytics for successful and declined authorizations, system requests, response, service uptime, and response errors.
Hassle-free Visa and Mastercard certification
The final step of the card scheme gateway setup is becoming a VisaNet Processor and Mastercard Member Service Provider. We make this process simple and fast.
Our software is able to connect offline and online card scheme environments for certification, and we also provide you with a ready-made set of test cases for successful assessment.
Why partner with Boxopay — a white-label payment processor vendor?
Strong expertise
- 13 years of experience
- Successfully launched processing companies in Europe
- Business consulting and support until your first transactions
- Leading your certification process
Tech support
- Comprehensive software setup
- 2 times per month system updates
- Integration services
- Infrastructure support
- On-demand tailor-made development
Full compliance
- GDPR
- PSD2
- PCI DSS Level 1
Find more solutions for your business model on our platform
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