Payment Gateway Features

A low-level card scheme gateway for acquirers and payment processors

Get a robust software solution for direct connection to Visa, Mastercard, and UnionPay networks. Save months on gaining VisaNet processor and Member service provider statuses.

A low-level card scheme gateway for acquirers and payment processors
A low-level card scheme gateway for acquirers and payment processors

Headless and stateless software

Connection with multiple card schemes

Suitable for e-com and POS acquiring

Simple REST API and plain JSON format

Human- and machine-readable reports

Realize your ambitions fast and easy

For new and existing acquirers

For new and existing acquirers

Get connected to card schemes directly, without intermediaries, to reduce costs and improve your business processes.

More for acquirers
For processing startups

For processing startups

Use our ready-made software core for the acquirer processing platform and save years on solution development from scratch.

More for processors

Put pieces together for a consistent business solution

A payment gateway enhancement

Whether you have your own gateway for merchant acquiring or you have chosen Boxopayโ€™s white-label solution, weโ€™ll ensure an end-to-end integration to make your business flow as easy as possible.

For acquirers

Any front-end connection

Use a headless core to build a unique processor business suite or apply our end-to-end solution with ready-made back-offices for the processor provider and acquirer.

For processors

Go ahead without overspending or vendor lock

Enterprise software

Enterprise software

  • Heavy and expensive all-in-one platforms with a lot of unnecessary features;
  • Dependence on vendorโ€™s software update speed after new card scheme mandates release;
  • Hidden fees for unwanted software maintenance and need in additional products;
  • Primarily a SaaS delivery model;
  • Troublesome integrations and software support.
The Boxopay way

The Boxopay way

  • Independent solution focused on specific business objectives;
  • Low-level software operating with tech, not business requests, which makes you flexible and free from vendorsโ€™ updates;
  • Transparent price models;
  • Software deployment in your own infrastructure;
  • Easy integration and full support of experts;
  • Ready-made test cases for Visa/Mastercard certification.
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Core Boxopay third-party processor software components

Real-time processing system module

  • A persistent connection between card scheme and processor;
  • Automated implementation of technical handshake/keepalive packets exchange;
  • Simple HTTP/HTTPS API for sending ISO8583 packages to any card scheme using universal plain JSON format;
  • Connection with multiple endpoints.
Provide your merchants with our API-first capabilities designed for a smooth user experience
Online interaction

Turning sophisticated tech processes into understandable and easy-to-operate processes for modern developers.

Resolving of IRD for Mastercard

An advanced tool for automated and accurate resolving of Mastercard interchange rate designator.

Interchange rate designator

Interface for business file exchange

  • A converter for clearing, rates, financial and technical reports, and reference data exchange between processor and card scheme;
  • A set of file converters, working by scheduling and uploading files on SFTP or local directories;
  • Taking multiple data formats and converting them into plain CSV/PDF as well as converting transaction data into a suitable format for each card scheme.
Offline interaction

Fully-automated reports exchange, and conversion in human-readable and machine-readable formats.

Prometheus + Grafana metrics monitoring

Real-time analytics for successful and declined authorizations, system requests, response, service uptime, and response errors.

Prometheus + Grafana metrics monitoring
Visual dashboards

Real-time processing system module

  • A persistent connection between card scheme and processor;
  • Automated implementation of technical handshake/keepalive packets exchange;
  • Simple HTTP/HTTPS API for sending ISO8583 packages to any card scheme using universal plain JSON format;
  • Connection with multiple endpoints.
Provide your merchants with our API-first capabilities designed for a smooth user experience
Online interaction

Turning sophisticated tech processes into understandable and easy-to-operate processes for modern developers.

Interface for business file exchange

  • A converter for clearing, rates, financial and technical reports, and reference data exchange between processor and card scheme;
  • A set of file converters, working by scheduling and uploading files on SFTP or local directories;
  • Taking multiple data formats and converting them into plain CSV/PDF as well as converting transaction data into a suitable format for each card scheme.
Offline interaction

Fully-automated reports exchange, and conversion in human-readable and machine-readable formats.

Resolving of IRD for Mastercard

An advanced tool for automated and accurate resolving of Mastercard interchange rate designator.

Interchange rate designator

Prometheus + Grafana metrics monitoring

Real-time analytics for successful and declined authorizations, system requests, response, service uptime, and response errors.

Prometheus + Grafana metrics monitoring
Visual dashboards

Hassle-free Visa and Mastercard certification

The final step of the card scheme gateway setup is becoming a VisaNet Processor and Mastercard Member Service Provider. We make this process simple and fast.

Our software is able to connect offline and online card scheme environments for certification, and we also provide you with a ready-made set of test cases for successful assessment.

Hassle-free Visa and Mastercard certification

Why partner with Boxopay โ€” a white-label payment processor vendor?

Strong expertise

Strong expertise

  • 13 years of experience
  • Successfully launched processing companies in Europe
  • Business consulting and support until your first transactions
  • Leading your certification process
Tech support

Tech support

  • Comprehensive software setup
  • 2 times per month system updates
  • Integration services
  • Infrastructure support
  • On-demand tailor-made development
Full compliance

Full compliance

  • GDPR
  • PSD2
  • PCI DSS Level 1

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Boxopay

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