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Custom FinTech solution development

Rely on seasoned experts with vast experience and tested frameworks. Our dedication to successful delivery will reduce your risks and streamline time and budgets for FinTech product launches or digital transformation.

Custom FinTech Solution Development
Custom FinTech Solution Development

Delivering real-world products beyond just custom FinTech software development

We’re more than an outsourced team. We integrate tech solutions directly into business processes and markets.

Own a successful PayTech platform

Own a successful PayTech platform

We’re adept at crafting FinTech and PayTech products that resonate with end users, backed by 15 years of our own platform refinement. Currently, our custom FinTech software solution serves over 15,000 merchants.

Turnkey business launch services

Turnkey business launch services

We’ve assisted in launching 21 PSPs, acquirers, banks, and FinTech companies, offering comprehensive technical support. We continue fueling their growth and dominance in their markets.

Unique certification experience

Unique certification experience

We handle PCI DSS Level 1 audits, 3-D Secure PI-tests, VTS certification, and integration projects with Google Pay, Apple Pay, Visa, and Mastercard, including ISO8583 standards.

FinTech market insights

FinTech market insights

We understand how FinTech and PayTech work globally. Leveraging our extensive partner network, we provide clients with unique business knowledge and valuable contacts.

Discover our ready-to-go white-label
products for a swift launch

Build your custom solution on our cutting-edge processing back-end or simply brand our software and use it as-is

You can either rely on us for Cloud product infrastructure management or maintain it under your full control on-premises.

In addition to traditional source code licenses, we offer a software leasing option, where you pay based on successful transactions.

Delivery details
Delivery details

Custom FinTech software solutions for service-based startups and enterprises

We empower you to deliver unparalleled service to end customers, merchants, and B2B clients, staying ahead with cutting-edge technology and robust business processes.

Directions
  • Acquiring
  • Payment processing
  • Card issuing
  • Money management
  • CommerceTech
Directions
Solutions

Custom Modules

We’re capable of crafting specific components for your ecosystem, like modules for reconciliations, routing and cascading, multi-currency functionality, and other custom FinTech software.

Embedded Finance

We can integrate effective management tools for your team and clients, leveraging our unique FinTech industry expertise in user experience. Your backend or ours, we’ve got it.

Banking Solutions

Everything you need for your complete ecosystem: from core banking and payment processing to digital banking portals, PoS software, CRM systems, and automated KYC/AML engines.

CommerceTech Products

We bring broad expertise to crafting all-encompassing solutions for omnichannel commerce, such as loyalty or inventory management systems, extending beyond mere payment software.

E-wallets

Transform your clients’ experience with effortless and safe digital wallet solutions, offering seamless fund management, payment processing, and smooth financial transactions.

Mobile Apps

We excel in launching mobile apps, specializing in FinTech areas like mobile banking and neobanks, as well as comprehensive ‘business in a smartphone’ solutions for retail and services.

Modern Software for Traditional Banks

We assist banks in crafting cutting-edge customer service solutions atop their current infrastructure, overcoming limitations. Our extensive experience includes seamless integration with classic banking software.

Middleware and Connectivity Engines

We have a track record of successful products that seamlessly integrate above existing and third-party software, consolidating it into convenient solutions that enhance management and customer service.

ML-based Analytics Solutions

Our systems harness the power of artificial intelligence, ranging from predictive analytics to fraud detection, delivering actionable insights, refining decision-making processes, and automation.

Business types
Acquirers, PSPs, new banks, and processors

Acquirers, PSPs, new banks, and processors

We can fine-tune your current tech ecosystem or tailor our software offerings to fit your unique requirements.

Fintechs associated with licensed institutions

Fintechs associated with licensed institutions

We can conduct validation of original concepts and craft for you a fully-fledged product primed for market entry.

Traditional banks and processors

Traditional banks and processors

We’ll assist you in tackling software legacy challenges without the need for hefty investments in modernization.

Ready-made frameworks

Unlock cost-effective and flawless project launch with our singular expertise

Payment processing

  • Payments with or without 3-D Secure
  • Card tokenization with VTS
  • Non-CVV payments
  • Recurring payments
  • One-click payments
  • SMS and DMS transactions
  • Dynamic descriptor
  • Account Verification Service (AVS)
  • High-risk (HR) identifiers
  • Secure card storage
  • PayFac schemes
  • Smart routing & Cascading

Money transfer and Payment methods

  • Multi-currency
  • Apple Pay, Google Pay
  • IBAN transfers
  • Credit/Debit cards
  • SEPA/SWIFT
  • Open banking
  • Peer-to-peer payments
  • QR code payments
  • E-invoices
  • Tap to Phone, Tap on Phone, VAC
  • Cash-in terminals
  • OCT payouts
  • Split payments
  • AFT payments
  • Batch payouts

Card issuing and Embedded finance

  • Virtual and physical cards
  • Debit and prepaid cards
  • Core banking and issuer processing data consolidation
  • Client management
  • Account management
  • Card management
  • Payment management
  • Card application management
  • Settlement processing
  • Authorization processing

Acquirer processing

  • Acquirer, merchant, and terminal management
  • Settlement records
  • Batch records
  • Transaction records
  • Human- and machine-readable reports
  • Resolving of IRD for Mastercard
  • Handshake/keepalive packets exchange
  • Converter for clearing, rates, financial and technical reports
  • Real-time analytics

System interfaces

  • RESTful APIs
  • Hosted payment page
  • Merchant portal
  • Acquiring provider back-office
  • Processor back-office
  • Issuer back-office
  • Web digital banking
  • White-label neobank app

Software Certification and Integration projects

  • PCI DSS Level 1 certification
  • 3-D Secure PI-tests
  • VTS Certification
  • Apple Pay, Google Pay integration
  • ISO8583 integration with Visa/Mastercard
  • Cloud Conntect API integration
  • Integration with Cybersource
  • Offline and online card scheme environments tests for software certification with Visa/Mastercard

Business management

  • Multy-tenancy
  • Multy-language
  • Multi-regional
  • Reconciliations
  • Transaction tracking
  • Business reporting
  • Fraud detection
  • Paperwork digitization
  • User, role, and API access management
  • Fast merchant/End-client onboarding
  • Accounting
  • Contract management

End-client capabilities

  • Real-time virtual card issuing
  • Physical card doorstep delivery
  • Card setting up
  • Account balances
  • Transaction and commission statements
  • Fund transfers
  • Payment templates
  • Automated transfers
  • Funds monitoring
  • Expense tracking
Boxopay

Ready to launch custom FinTech, banking, or payment solutions with us?

Contact experts
Boxopay

Ready to launch custom FinTech, banking, or payment solutions with us?

Contact experts

We provide FinTech software development services using modern architecture and stack

API-first approach

Enabling parallel custom FinTech development, reducing dependencies, facilitating scalability, and ensuring seamless integration by decoupling frontend and backend.

Microservice approach

Breaking applications into small, independent services, facilitating scalability, enabling easy maintenance, and continuous deployment.

Headless mode

Streamlining content delivery across various platforms, channels, and devices, optimizing performance, and minimizing security risks.

SPA frontend

Providing faster page performance, smoother user experiences, and reduced bandwidth usage.

FinTech software development services
Boxopay

Ready to launch custom FinTech, banking,
or payment solutions with us?

Contact experts
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